Oregon Finance Programs

The Business Oregon finance team manages loan programs and business services. Use this widget to quickly determine programs that may assist in meeting your business's financial needs.

1 My business is
located in:

2   I need funds to: Start-up operations
Expand operations/increase working capital
Buy equipment or real estate

3   Financial need is:

Available Finance Programs

The following programs are backed by lottery dollars and include direct loan and loan guarantees. Download a PDF summary table of Business Finance Programs or use the links below to view detailed program information.

Oregon Business Development Fund (OBDF) provides direct loans that leverage private capital and provides incentives for businesses to expand or locate in Oregon. Program information

Oregon Capital Access Program (CAP) provides a form of loan portfolio insurance so banks may make business loans that carry higher than conventional risks while complying with federal and state banking regulations. Program information

Oregon Credit Enhancement Fund (CEF) provides loan guarantees to banks in order to increase capital availability to small businesses. Program information

Oregon Industrial Development Bonds (IDB) are available to manufacturing projects, exempt facilities and nonprofit organizations to provide access to capital primarily for value-added manufacturing. Program information

Entrepreneurial Development Loan Fund (EDLF) offers direct loans to help new businesses get started. Program information

Oregon Trade Promotion Program assists companies to enter into new international markets. Eligible expenses may be reimbursed up to a maximum amount per pre-approved strategic event. Program information

Oregon STEP Program assists companies beginning to export, enter new markets or increase volume or value of exports to existing markets. Program information

Brownfields Redevelopment Fund
A brownfield is property where expansion or redevelopment is complicated by actual or perceived environmental contamination. The Brownfields programs range in activities from site assessment to cleanup for properties where known or suspected environmental contamination is a barrier to redevelopment. Program information

Business Retention Program (BRS) is designed to help private sector companies with multi-industry expertise in finance, marketing, operations, turnarounds, restructurings, feasibility studies, etc. Program information

Beginning and Expanding Farmer Loan Program
The Beginning and Expanding Farmer Loan Program (aka Aggie Bond Program) provides tax-exempt financing to new farmers for financing capital purchases. Program information

We are no longer accepting applications for the Building Opportunities for Oregon Small Business Today (BOOST) Fund. If you have an active loan or grant from this fund you may need one or both of these forms: Employee Affidavit PDF or Final Report Form (Excel).

Documentation for Applications

Get a general checklist of items you may need to present, along with a completed program application form.